Terms Of Use & Disclosure

Please read these Terms of Use and Disclosure carefully before using this site.

While we believe that Innovate To Win (“us”, “we”, or “our”) programs and services are really awesome (we might be a little biased here) we do want to be clear that we am not guaranteeing that you and your company will make money by using our services or any other silly income guarantee. You know this, but our crack legal team wanted us to make sure this is stated upfront to help us avoid meetings with lawyers.

Please read these Terms of Use and Disclosure carefully before using this site.

By using the InnovateToWin.com website (“Site”), you agree to follow and be bound by these terms of use and agree to comply with all applicable laws and regulations. If you do not agree to these terms of use, please do not use this Site. I may revise these terms of use at any time without notice to you. If you have any questions about these terms of use, please contact us by using the “Contact” Form.

Please also refer to the InnovateToWin.com Privacy Policy which is incorporated by reference herein.

Ownership. This Site (InnovateToWin.com) is owned and operated by Innovate To Win. All rights, title and interest in and to the materials provided on this Site, including but not limited to information, documents, logos, graphics, sounds, and images (the “Materials”) are owned either by Innovate To Win or by its respective third party authors, developers, vendors, or licensors (“Third Party Providers”) if any. Except as otherwise expressly provided by Innovate To Win.com, none of the Materials may be copied, reproduced, republished, downloaded, uploaded, posted, displayed, transmitted, or distributed in any way and nothing on this Site shall be construed to confer any license under any of Innovate To Win’s intellectual property rights, whether by estoppel, implication, or otherwise. Please contact Innovate To Win by the “Contact” Form if you have any questions about obtaining such licenses. Any rights not expressly granted herein are reserved by Innovate To Win.

Personal Use of Materials. Innovate To Win hereby grants you permission to use, view, copy and print the Materials on any single, stand-alone computer, smartphone, or tablet solely for your personal, informational, non-commercial use and provided that (i) the copyright notice appearing below and the trademark notice appearing below appears in the Materials, (ii) the Materials are not used on any other Website or in a networked computer environment unless a specific agreement and license is obtained separately from Innovate To Win and (iii) the Materials are not modified in any way. This permission terminates automatically without notice if you breach any of these terms or conditions. Upon termination, you will immediately destroy any downloaded or printed Materials. Any unauthorized use of any Materials contained on this Site may violate copyright laws, trademark laws, the laws of privacy and publicity and communications regulations and statutes.

Limited Permission to Reference Materials. Innovate To Win hereby grants you permission to reference limited portions of the Material by way of reference in Websites controlled by parties, including you, provided that (i) any quotation of the Material is not a significant amount of the referenced article or Material, (ii) full acknowledgment and attribution of credit is given including a minimum of the Site’s Home Page URL (http://www.InnovateToWin.com) or the specific Site URL page of the referenced Material, Site’s name, and the author’s name (Innovate To Win and/or its co-founders) will be assumed if there is no other specific attribution on the Site for the Material you wish to reference). If you wish to post an entire copyrighted work posted on the Site, you are responsible for obtaining the copyright holder’s permission first.

Links to Third Party Sites. This Site may contain links to Websites controlled by parties other than Innovate To Win (the “Third Party Sites”). Innovate To Win is not responsible for and does not endorse or accept any responsibility for the availability, the contents or use of the Third Party Sites or any Website accessed from a Third Party Site, or any changes or updates to such sites. Innovate To Win is not responsible for webcasting or any other form of transmission received from any Third Party Site. Innovate To Win is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Innovate To Win of the Third Party Site. You acknowledge that you bear all risks associated with access to and use of content provided on Third Party Sites and agree that Innovate To Win and InnovateToWin.com is not responsible for any loss or damage of any sort you may incur from dealing with a third party. You should contact the site administrator for the applicable Third Party Site if you have any concerns regarding such links or the content located on a Third Party Site.

Security. Although it cannot make an absolute guarantee of system security, Innovate To Win takes reasonable steps to maintain security and use industry encryption standards for e-commerce on InnovateToWin.com. If you have reason to believe system security has been breached, contact Innovate To Win using the “Contact Us” form for help. You agree to help protect your account and the security of other members by guarding your password. If you have reason to believe your password has been compromised or there has been any unauthorized use of your account, contact Innovate To Win via the “Contact” form as soon as possible.

Your Responsibilities. You are legally and ethically responsible for any works – writings, files, pictures, or any other work – that you post or transmit on any InnovateToWin.com service that allows interaction or dissemination of information by you. Should you post works, you are responsible for honoring the rights of others, including intellectual-property rights (copyright, patent, and trademark), the right to privacy, the right not to be libeled or slandered. For example, if you wish to post a copyrighted work, you are responsible for obtaining the copyright holder’s permission first. Under United States Federal law, you retain copyright on all works you create and post, unless you choose specifically to renounce it. In posting a work on Innovate To Win.com, you authorize other members who have access to that service to make personal and customary use of the work, including creating links or reposting, but not otherwise to reproduce or disseminate it unless you give permission for such dissemination. You also give permission to Innovate To Win to copy your works as part of the normal backup process. You have the right to remove any of your works from InnovateToWin.com at any time by notifying us via the “Contact Us” form. If you post anything that is deemed to be illegal activity under the laws of Florida and the United States, it is a violation of these Terms of Use. Innovate To Win cannot guarantee that you won’t run into legal trouble from other jurisdictions over your works.

NO WARRANTY. THE SITE AND ALL MATERIALS PROVIDED ON THE SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, M EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. INNOVATE TO WIN MAKES NO WARRANTY THAT: (A) THE SITE OR THE MATERIALS WILL MEET YOUR REQUIREMENTS; (B) THE SITE OR THE MATERIALS WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS; (C) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE, OR ANY MATERIALS OFFERED THROUGH THE SITE, WILL BE ACCURATE OR RELIABLE; OR (D) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SITE OR IN RELIANCE ON THE MATERIALS WILL MEET YOUR EXPECTATIONS. ANY MATERIALS OBTAINED THROUGH THE USE OF THE SITE IS DONE AT YOUR OWN DISCRETION AND RISK. INNOVATE TO WINSHALL HAVE NO RESPONSIBILITY FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY CONTENT, MATERIALS, INFORMATION OR SOFTWARE.

LIMITATION OF LIABILITY. IN NO EVENT SHALL Innovate To Win, ITS EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGE (INCLUDING BUT NOT LIMITED TO LOSS OF BUSINESS, REVENUE, PROFITS, USE, DATA OR OTHER ECONOMIC ADVANTAGE), HOWEVER IT ARISES, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, OR ARISING OUT OF OR IN CONNECTION WITH THE USE OR INABILITY TO USE THIS SITE OR MATERIALS AVAILABLE FROM THIS SITE. IF YOUR USE OF MATERIALS FROM THIS SITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ANY COSTS THEREOF. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

Indemnification. You agree to defend, indemnify and hold harmless Innovate To Win, his employees and agents from and against any and all claims, liabilities, damages, losses or expenses, including reasonable attorneys’ fees and costs, arising out of or in any way connected with your access to or use of the Site and the Materials.

Unsolicited Submissions. Except as set forth above, InnovateToWin.com and Innovate To Win does not want you to submit confidential or proprietary information to it through this Site, without first contacting Innovate To Win. All comments, feedback, information or material submitted to InnovateToWin.com through or in associate with this Site shall be considered non-confidential and Innovate To Win property, unless otherwise set forth herein or agreed to by Innovate To Win in writing. By providing any unsolicited submissions to InnovateToWin.com you hereby assign to Innovate To Win, at no charge, all worldwide right, title and interest in and to the submissions and any intellectual property rights associated therewith. InnovateToWin.com shall be free to use and/or disseminate such submissions on an unrestricted basis for any purpose. You acknowledge that you are responsible for the submissions that you provide, including their legality, reliability, appropriateness, originality and content.

Compliance with Laws. You may not access, download, use or export the Site or Materials in violation of United States Federal or state laws or regulations, or in violation of any other applicable laws or regulations. Any such violation is expressly against these terms of use and you must cease from using this Site immediately.

Minors. Minor children are not eligible to use the Site, and we ask that they do not submit any personal information to us.

Governing Law and Venue. By using this Site, you expressly agree that your rights and obligations shall be governed by and interpreted in accordance with the laws of the State of Florida, excluding its choice of law rules. Any legal action or proceeding relating to your access to or use of the Site or Materials shall be instituted in a state or federal court in Florida, and in the County of Pinellas. You and Innovate To Win agree to submit to the jurisdiction of, and agree that venue is proper in, these courts in any such legal action or proceeding. These Terms of Use expressly exclude and disclaim the terms of the U.N. Convention on Contracts for the International Sale of Goods, which shall not apply to any transaction conducted through or otherwise involving this Site.

Copyrights, Trademarks, Trade Secrets, and Intellectual Property. All Site design, text, custom graphics and images, on the Site are service marks, trademarks, and/or trade dress, and the selection and arrangement thereof is the property of Innovate To Win and its co-founders. All other trademarks, product names, and company names or logos cited herein are the property of their respective owners.

Service Refusal. InnovateToWin.com and Innovate To Win reserves the right to refuse service to anyone and to cancel an account at any time.

Disclosure Policy. The primary purpose of InnovateToWin.com is to educate and provide you with useful information based on the many years of practical business experience that the co-founders have. However, it’s obviously impossible for me to write or develop everything that I would like – and our software skills really stink anyway. So, if I have used a product or service in the past or come across something that I would have created had I been inclined or capable to do so, I have no problem recommending it to you, but of course cannot warrant other company’s products or services. In addition, Innovate To Win may have an affiliate relationship with the companies, products, programs, or services mentioned, and in such cases will only affiliate with companies that I believe can be of great value to you. In any case, I recommend you perform due diligence and use your own judgment when making decisions and investments in your business. It is important for you to know that:

We will never mention or review anything without giving our honest opinion. More than likely if we do discuss a product or service it’s because we think it will be helpful for you and offer value, yet even then we’ll let you know if there are any warts you need to know about.

We are not an owner or a partner in any of the companies reviewed unless I specifically disclose that.

The bottom line is we are working our butts off delivering value to you. We know about products and services that you’ll be interested in, and it’s possible we’ll make some money by doing it that will help keep Innovate To Win rolling.

Contacting Us. If there are any questions regarding our Terms of Use you may contact us through the InnovateToWin.com Contact Us form on this Site or write us at: Ron Stein c/o Innovate To Win, 750 Burlington Avenue North, #4P, Saint Petersburg, FL 33701.

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